Historical Data

As of December,12 2016

1. Profit & Loss(Non-consolidation)

(million yen)
  FY2011 FY2012 FY2013 FY2014 FY2015
Gross Profits
〈excluding Bond sales Gain/Loss〉
  49,177
(48,669)
50,433
(46,951)
45,925
(46,384)
52,403
(47,162)
48,043
(46,414)
  Net Interest Income   42,405

40,846

40,011

40,887

40,881

Fees and Commissions   5,902 5,773 6,114 5,957 5,186
Other Business Profits   869 3,814 △201 5,558 1,975
  Bond Sales Gain/Loss   508 3,482 △459 2,195 1,628
Expenses (△) 30,398 29,852 29,778 30,306 28,439
  Personnel Expenses (△) 16,321 15,762 15,524 14,748 14,445
Non-Personnel Expenses (△) 12,620 12,568 12,629 13,376 12,131
Tax (△) 1,456 1,522 1,625 2,181 1,862
Net Business Profits   18,270 17,098 16,606 16,856 17,974
General Reserve Provision (1) (△) △273 △1,735 △252 2,871 335
Net Business Profits
(after reserve)
  19,052 22,316 16,399 19,225 19,267
Expenses related to portfolio
problem
  △5,602 △10,364 △1,611 △2,070 △2,628
  Stock Sales Gain/Loss   △359 △1,988 806 2,841 2,841
Credit Losses (2) (△) 6,008 8,369 4,019 5,995 5,949
Gain from collection (3)   1,536 836 2,147 1,216 555
Ordinary Profits   13,450

11,951

14,787

17,155

16,638

Extraordinary Gain/Loss   △346 △2,664 △1,312 △2,764 △770
  Impairment charges (△) 196 2,496 1,261 1,881 401
Income before Taxes   13,104 9,286 13,475 14,390 15,868
Corporate, business, residential Tax (△) 3,669 4,226 3,428 2,362 5,226
Adjustment for corporate tax (△) 3,350 △1,300 2,791 4,567 1,011
Net Income   6,083 6,361 7,254 7,459 9,629
Total Credit Costs((1)+(2)-(3)) 4,197 5,798 1,620 7,651 5,730

 

(million yen)
  1H FY2012 1H FY2013 1H FY2014 1H FY2015 1H FY2016
Gross Profits
〈excluding Bond sales Gain/Loss〉
  27,398
(23,792)

23,107

(23,363)

25,498

(22,992)

24,794

(24,097)

24,863

(21,784)

  Net Interest Income   20,750

20,205

19,796

21,226

19,045

Fees and Commissions   2,881 3,036 3,034 2,684 2,559
Other Business Profits   3,766 △135 2,667 883 3,258
  Bond Sales Gain/Loss   3,606 △255 2,505 697 3,079
Expenses (△) 15,103 14,934 14,401 14,156 14,210
  Personnel Expenses (△) 7,886 7,708 7,361 7,245 7,106
Non-Personnel Expenses (△) 6,418 6,440 6,183 5,922 6,061
Tax (△) 798 785 856 988 1,042
Net Business Profits   8,688 8,428 8,590 9,940 7,573
General Reserve Provision (1) (△) △507 149 △1,580 1,167 -
Net Business Profits
(after reserve)
  12,803 8,023 12,677 9,469 10,652
Expenses related to portfolio
problem
  △3,277 △647 △904 △3,171 707
  Stock Sales Gain/Loss   △1,716 477 712 3,093 379
Credit Losses (2) (△) 1,696 1,848 2,490 6,495 204
(Impairment charges (1)+(2)) (△) (1,189) (1,997) (910) (7,663) (204)
Reversal of reserve for possible loan losses(3)   - - - - 587
Gain from collection (4)   421 653 796 164 263
Ordinary Profits   9,525 7,376 11,772 6,298 11,360
Extraordinary Gain/Loss   △774 △539 △829 △292 △ 43
  Impairment charges (△) 746 529 740 236 38
Income before Taxes   8,751 6,837 10,942 6,005 11,316
Corporate, business, residential Tax (△) 4,016 2,661 1,846 4,162 2,555
Adjustment for corporate tax (△) △566 840 4,096 △2,284 543
Net Income   5,301 3,334 4,999 4,127 8,217
Total Credit Costs((1)+(2)-(3)-(4)) 768 1,344 113 7,498 △ 646

 

2.Average Balance,Yield,etc

(billion yen, %)
  FY2011 FY2012 FY2013 FY2014 FY2015
Avg Bal Yield Avg Bal Yield Avg Bal Yield Avg Bal Yield Avg Bal Yield
  Loan 2,184.3 1.61 2,246.8 1.47 2,313.8 1.36 2,359.9 1.28 2,320.8 1.27
Securities 876.4 1.22 844.1 1.17 859.6 1.13 1,022.4 1.15 1,029.9 1.21
Call Loans, etc 121.3   100.0   79.9   83.9   508.9  
Investments 3,182.1 1.45 3,191.0 1.35 3,253.5 1.27 3,466.3 1.22 3,859.6 1.10
  Deposits 2,855.4 0.09 2,903.7 0.06 2,978.8 0.03 3,032.4 0.02 3,032.6 0.02
Negotiable CD 159.0 0.12 145.3 0.10 130.5 0.07 129.5 0.05 118.9 0.04
Call money, etc 64.6   36.8   44.2   318.1   597.0  
Borrowing 3,079.2 0.12 3,085.9 0.07 3,153.6 0.04 3,480.2 0.04 3,748.6 0.04
(%)
  FY2011 FY2012 FY2013 FY2014 FY2015
Interest Margin 0.34 0.31 0.28 0.31 0.30
Spread
(Loan vs Deposit)
1.52 1.41 1.33 1.26 1.25
Cost to Deposits 1.00 0.97 0.95 0.95 0.90
OHR
(Overhead ratio)
62.4 63.5 64.1 64.2 61.2

 

(billion yen, %)
  1H FY2012 1H FY2013 1H FY2014 1H FY2015 1H FY2016
Avg Bal Yield Avg Bal Yield Avg Bal Yield Avg Bal Yield Avg Bal Yield
  Loan 2,234.2 1.49 2,292.8 1.37 2,353.6 1.29 2,318.9 1.26 2,283.6 1.24
Securities 867.6 1.18 879.4 1.14 965.1 1.06 1,072.6 1.33 967.8 1.11
Call Loans, etc 115.2   101.5   83.9   456.9   502.5  
Investments 3,217.5 1.37 3,273.8 1.28 3,402.8 1.20 3,848.5 1.15 3,754.0 1.06
  Deposits 2,907.7 0.07 2,988.0 0.03 3,046.5 0.02 3,050.9 0.02 3,110.6 0.02
Negotiable CD 173.1 0.11 147.6 0.07 141.6 0.05 130.7 0.04 105.1 0.02
Call money, etc 33.3   38.5   186.8   580.9   440.7  
Borrowing 3,114.1 0.08 3,174.4 0.04 3,375.0 0.04 3,762.6 0.04 3,656.5 0.04
(%)
  1H FY2012 1H FY2013 1H FY2014 1H FY2015 1H FY2016
Interest Margin 0.32 0.29 0.31 0.35 0.24
Spread
(Loan vs Deposit)
1.42 1.34 1.27 1.24 1.22
Cost to Deposits 0.97 0.94 0.90 0.88 0.88
OHR
(Overhead ratio)
63.4 63.9 62.6 58.7 65.2

 

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